Knowledge Center

Trash Day or Cash Day?

Americans are used to throwing trash into a trash can and assuming that it “disappears” thereafter. Identity thieves; however, may be referring to your trash day as their “cash day.” An opportunity to prowl through discarded trash bins and retrieve your or your client’s personally identifiable information (PII). Types of information that identity thieves typically seek include:

  • credit card information, new and expired
  • credit card receipts
  • credit card statements
  • Pre-approved credit card offers and applications
  • Bank statements
  • Investment account statements
  • Paycheck stubs
  • Bills
  • Tax returns and statements
  • Medical bills
  • Insurance claim information
  • Insurance policy information
  • Expired identification documents (drivers license, passport, social security card)

Documents including just a name can be the starting point for an identity thief to target you; however, they really start building a case when they can gather return address information from doctors, loan information, places of employment, or investment account information.

Fortunately, this is the easiest type of identity theft to prevent. Simply shredding documents with any personally identifiable information limits your exposure. Ensure that your shredding machine is cross-cut, meaning it cannot be reasonably put back together. Shredders that simply shred slices down the document are more easily reconstructed.

Health Insurance Portability and Accountability Act of 1996 – HIPPA

The HIPPA Privacy Rule establishes national standards to protect individuals’ medical records and other sensitive patient data. This rule apples to health plans, health care providers and those that conduct certain health care transaction. It ensures that all of the required physical, network, and process security measures are in place and followed. For more information, please click the link below:

https://www.hhs.gov/hipaa/for-professionals/privacy/laws-regulations/index.html